| Lightside take the utmost care helping clients and management of debt and many of them would agree with this - take a moment to look through some of the testimonials we have received | |
Mr D, Bournemouth |
"I met with Chris following recent struggles with the Inland Revenue. His advice was free and impartial, and in only one hour, Chris has made me feel the best I have felt in many months. His advice has helped me looked to the future now and move through this difficult period. I would recommend them to anybody, even more than the Citizen's Advice Bureau!" |
Mrs, S
|
Dear Chris, Thank you for making things so simple and stress free. You have been fantastic and we really appreciate it. Kind regards Mrs S |
Steve
|
Dear John and Chris, Just a few words to thank you all for your help over this extremely stressful time in my life. now that things are settled and i can reflect on the last few months i realise what wonderful people you are, i was in a desperate place financially as you know with nowhere to turn and then you both took my case on. you have done all you said that you would and more especially with such a complicated case to deal with. you have been patient efficient and professional all along and i would not have been able to cope without you both to take all the pain and stress away and need i say that the end result was a brilliant one for me. I would say to anyone in financial difficulties, "Talk to John and Chris at Lightside" (they can help!) no matter how bad things are they can make it better. once again thank you both for all you have done for me. Steve |
D.Shepherd
|
In or around February 2008 having gone through
Financial problems I went to a company who
informed me the best thing for me to do was go
through a Debt Management Plan as being a Police
Officer I could not apply for Bankruptcy and the
only way out was through the D.M.P. They also
advised that Bankruptcy was not an option even
if I could due to my employ. About 14 months later hardly a penny had come off my Debts even though I was paying each instalment to them monthly without fail. It would have taken me 33yrs to pay it all off!! I felt down, worried, at the end of my tether to be honest and sought help through the Police Federation who put me in touch with Lightside Financial who had an office in Nailsea. I had an initial appointment at the Fed Office with Gillian and Carole. They advised me of my options and one of them being Bankruptcy but importantly to myself they did not Judge me which meant so much. To my relief the 'Job' would accept that being a Police Officer I was in fact 'Human' and Bankruptcy can affect any one in any walk of life. I left that meeting on a high to be honest. I knew there was a way out of this dark tunnel that to be honest had been going on for years and which I thought I would eventually sort out but the time had come for Professional help. Now?? The best decision I made and am so much in 'Debt' to use a Pun to not only Lightside but Gill and Carole...Worth their weight in Gold. Thank you both for everything you have done and keep up the excellent Work and Service and Honesty you provide. |
Sandra
|
Lightside. What a find !!! When i was given Gillian's phone number at Lightside. The black clouds over our lives started to lift. Not just a voice at the end of a phone, but real people to sit down and talk things through with. The kind personal approach made me feel that somebody cared and really wanted to help us get our lives back on track. A huge thank you goes out to 'The girls ' I would recommend anyone with any financial problems to contact ightside where there is always a friendly welcome putting you at ease. I will certainly be passing that phone number on to anyone I know who is suffering financial problems . It is good to know the team are with you every step of the way. A friendly sincere service Thank you. |
JennyBristolOctober 2010 |
Dear
Lightside,
I was
recommended to your company by friends who
themselves had been through a tough time.It
took great courage to call you in the
beginning as when times get harder and
harder you think you can still cope with all
that is being thrown at you. But I called
and I had a meeting with John and Chris and
gave them the full story, I hated myself for
the position I was in, I felt like I was
letting everyone down and could not see a
way out of this mess.
My family life was being affected and I
thought that we may lose our home. It was a
great relief to share my fears and concerns
as things had gone from bad to worse.
I now felt I had a support team in place. I
also started talking to Carol in the office
almost daily to start with. Carol was there
for me 100% with advice and everything I
asked of her was never any problem.
Everything was delt with promptly and
correctly every single time, Carol is a
friendly, supportive and caring voice at the
end of the phone. I would really like to say
that when I call Carol now its like we have
been friends for years ,I can really talk to
her about anything and I always come of the
phone to her feeling like a weight has been
lifted of my shoulders. Carol gives me great
advice and gets really pleased for me when
I tell her good news too. Thank you to all
of you ,but I have to say a really really
big thank you to Carol .This journey is not
over yet but im nearly there! I personally
feel a 100% times about myself and the
future of my business. My journey is now
going in the right direction which started
by contacting Lightside.
There are not words to say to you all how
grateful I am .
Thank You.
Regards
|
Miss Sam - Bristol
|
"I have always been wary of anything
described as 'FREE' but Lightside is true to
it's word!
I don't normally put pen to paper but I
really want to thank you John for the amount
of time you have spent helping me with what
was becoming an unbearable situation.
As you know I had been in the system with
the Citizens Advice Bureau for almost a year
and wasn't getting anywhere. Following your
advice and empathy I can sleep properly for
the first time in months.
I can't thank you enough. You are like an
angel. If I ever come across anyone who
needs debt advice I will be urging them to
call you!
Thank you. |
Justin
|
"Hi John, Just wanted to drop you a line to say thanks so much for the invaluable free advice you gave me. I really don't know where things would be at the moment without it. Thanks to you, I have managed to take the correct path for my circumstances. I just wish that the original IVA company I started out with could have given me the same advice, which would have saved me literally thousands of pounds and years of stress. Best regards, |
Mr S
|
"Dear Keith/John
Thank you so much for your time last Friday to help me review my financial situation and options to address the state of my family finances. Whilst I appreciate that a personal financial “melt down” is not imminent, I was very reassured about your sensitive and sympathetic approach and should my situation get worse I would have no hesitation in coming back to you to seek your help. Again, I am so humbled and grateful at the way you were able to put me completely at ease when talking about the delicate issue of money and debt and I will certainly recommend you to friends and acquaintances who find themselves struggling with their own finances. Thank you again. Yours sincerely |
Mr F
|
"I just wanted to say a
big thank you to
you both for your help over this difficult
time, after our first meeting I felt all the
worry of the past year slide away.
The relief I felt when you took over our case was like a light coming on in a very dark place! You have both done all you said you would do and more I cannot thank you enough. I really hope that anyone who is in the same place as I was (a dark and frightening financial hole with seemingly no way out) contacts you as I did because no one should have to bear that much stress without hope. Not only did you give me hope but you supported me each step of the way and for that I shall always be grateful. With sincerest thanks |
Mrs P - Bristol
|
"I would like to say a big
Thank You! to the guys at Lightside. I have had
years of worry and stress with my debts. Chris
and John were so kind. They came to my home and
explained everything and were always at the end
of the phone. I have now gone Bankrupt and again they were with me every step of the way. I now feel I can get my life back, without the worry of the phone ringing and the door going as people were chasing me for money. A great weight has been lifted. THANKS FOR EVERYTHING. |
Mike Gibbs
|
"Lightside recently supported me with an
organisation in financial difficulty, the
directors were in turmoil as to what to do next.
From the outset, John and Chris were both
attentive and compassionate in this extremely
sensitive situation. Their practical approach
availed a number of options and once the way
forward had been agreed, they had a remarkable
ability to allay any of the directors fears
during the entire process to conclusion.
I would strongly recommend any business
owners with financial worries to consult with
Lightside' |
Mr Y
|
"Dear Chris, This is just a letter to say thank you for all your help. I cannot say thank you enough for the advice you gave to both myself and Emma over our financial difficulties, if it had not been for your advice I am sure I would still be in terrible trouble (if not worse) with the companies that I owed money to. I would not hesitate to pass Lightside's number on to anybody going through financial worries. The advice, and the way you explained the processes that we would go through, were easy to take in. Also your assistance, with any paperwork, whether over the phone, or face to face, has been wonderful. Thank you |
Mr. M
|
"Thanks John, I would like to thank you for the invaluable help you offered throughout the difficult times I have been through financially over the last few years. After being told by another debt advice company that entering into an IVA was my best choice I discovered that they were only in it for their share of the money and not, as you were, for my best interests. Always a friendly and informative voice at the end of the phone and there when I needed person to person help filling in forms, dealing with aggressive debtors and getting me through some times when I felt very alone. Thanks to your help I now enjoy a much better quality of life and have got my good nights sleep back! Many thanks |
Mr and Mrs D
|
"We would like to thank Chris and John for all
their work leading up to ,during and after our
bankruptcy. Having been badly advised by other
people promising us a solution to our problems
but merely looking to gain we turned to
Lightside out of pure desperation. This was to
be the best thing we done as they were very
understanding about our predicament and at no
time did they judge us on what was happening but
purely wanted to give us their best advise and a
way forward. All along the way they were only a phone call away and whenever we were in court etc they were by our sides explaining everything that was happening and getting the best results for us they could. Even 9 months after bankruptcy they are still willing to speak to official receiver etc on our behalf if there has been any problems. Without their knowledge we are sure we would of been in an even worse situation and definitely would of lost our home. Please if you need help, contact them as you will not find a better service anywhere. |
Ina.
|
"No thank you that you will ever receive will be
more heartfelt than this one. From day one you
have seen us through the most difficult of times
and always been a phone call away. For all that,
we are truly grateful. Very best wishes. |
Ms J
|
"Dear Gillian Its been a long a difficult road since September and many things have changed. I want you to know that with all sincerity I could not have managed without you. The support you have given me has not only helped me but also reassured my family that I can get through this. You are a perfect example of how a job can be done with empathy and genuine care and consideration. With love. J x |
Mr G
|
"Thank God for Chris and John at Lightside! I was having to make some difficult decisions about how to handle a financial situation I was left in after my closing my business. Chris and John took me through the various realistic options and outcomes, and how each of these could be managed. No solicitor offered to do this, and the advice given by those lawyers I approached was, quite frankly, off hand, and demeaning. It was clear that Chris and John had solely MY interests at heart. I would be the total focus of the best outcome, not any one else. I made the decision that bankruptcy was the clearest, cleanest and most sensible way ahead and put myself in their hands to manage the documentation and procedure. That was just over 6 months ago. They made the whole process straight forward and easy to comprehend. Chris and John also kept me focused on the "light at the end of the tunnel". My bankruptcy was discharged in just over six months; the debt burden has been remove for ever, and a new chapter of my business life has opened without any stigma. Needless to say I have no regrets, nor do my family, and the undue pressure the particular high street bank was causing is a distant memory. |
R B
|
Having found myself in severe
financial difficulties, I was about to make
further mistakes that would have made my
situation much worse, based on so called
professional advice! Thankfully a friend
introduced me to John and Chris at Lightside.
What a relief! They arranged an interview
within a couple of days. Their approach was both
professional and sympathetic. Their advice is
free and, most importantly, they are on your
side, not the creditors! I was impressed
because they refused to give “knee jerk” advice.
They took time to gather all the facts which
were then analysed and a range of possible
solutions offered. Importantly, they understand
that financial problems can be linked to
identifiable events in your life. (Interest
rates, redundancy etc) This process can be
somewhat therapeutic at a time of intense
pressure. There was no “hard sell.”
Buying their services has been invaluable to me
and definitely “value for money.”
|
Mr & Mrs T
|
" Lightside were very supportive to
us during the process of bankruptcy. After
exploring the options available to us, their
expertise gave us the foundation necessary to
move forward, building confidence and
reassurance in the planned action we needed to
take.
They were professional yet personal,
knowledgeable but not patronising, and provided
us with a service that we believe to be
essential for anyone experiencing financial
difficulty. |
Mr B
|
"Lightside have done a wonderful job. From the
initial meeting, where all my options were
explored, to the discharge from bankruptcy. I
never felt alone and I was kept fully updated as
they handled everything. I am terrible at form
filling and would of paid the fees alone just
for them to do that part, but they also provide
a very reliable service with a very friendly
touch and support you the whole way. The entire process was seamless and i had forgotten what a good nights sleep was like until these guys took onboard my financial problems and sorted them out. I would definitely recommend them to anybody. |
Police Constable B Bristol
|
"Lightside are very good at what
they do and are very professional. I would
highly recommend Lightside for their
professionalism and compassion and I hope the
Police Federation continue to work alongside
them. I have no doubt there will be other officers, like myself, who would greatly benefit from their services". |
Mr C
|
"I cannot recommend too highly,
the services of Lightside. My company was
struggling in the recession with no support from
our bankers. I rapidly found out that good
advice is very hard to come by as it always
seems to be slanted in favour of the banks
rather than the individual. Eventually I was put
in touch with Lightside who having looked at our
business and personal arrangements, were able to
spell out exactly what my options were and their
implications. Because I had given personal
guarantees to the bank on the company overdraft
my biggest exposure was to them. If the company
ceased to trade the bank would call the loans in
and invoke my guarantees. It soon became clear
that my only sensible course of action was to
declare myself bankrupt, a course of action that
I had not wanted to consider because of the
stigma attached. Lightside's directors convinced
and assured me that this was the best course of
action for me and my family. Having made the
decision they then managed the entire process
with me and accompanied me every step of the way
and took the load off my shoulders. What would
have been a most stressful experience was
rendered simple, straightforward and painless.
Personally, I wish I had come across Lightside much earlier as it would have saved much anxiety |
J R
|
“I can highly recommend Lightside
to help you with your financial problems. They
have not only dealt with all aspects
successfully, but have given a great deal of
support throughout the whole process. They have been incredibly professional, friendly and helpful”. |
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